Houston 713.474.2280
Dallas 214.453.0067
Fort Worth 817.204.0155
Austin 512.366.3985
Toll-Free from Any Other
Texas City: 800.446.3721
What's News?
2007.04.10 Texas mortgage refinance application drop for second straight week due to higher mortgage interest rates.
2007.03.28 AmeriFund's international lending division launches website aimed at U.S. citizens seeking financing secured by vacation homes in Mexico's top resort areas.
2007.03.06 AmeriFund continues to provide high LTV and stated-income loans on both conforming and subprime loans. Subprime industry problems have not pressured AmeriFund into eliminating these programs.
Guaranteed.
Lots of mortgage companies promise the lowest rate but none can back
it up with a guarantee like this one. We’ll go head to head with the
competition and if we can’t provide the best rate, we’ll pay you $500. Click
here to see the terms of our low-rate guarantee for Texas mortgage refinance loans and purchase loans.
Rates? Points?
Closing Costs?
Confused. Our Guide to Rates, Points and Closing Costs provides everything you need to know to understand the relationship between rates and points. It also provides pointers on how to compare competing company's rate quotes.. View our Consumer Guide to Understanding Rates, Points and Closing Costs.
"I'm a real estate investor who has completed about 25 transactions with AmeriFund. They are knowledgeable and have never been outdone on rates or service."
JoAnn Buchanan - Dallas
"I had a friend recommended AmeriFund. Another friend, who was a mortgage broker, tried to match the rate and pricing I was quoted by AmeriFund but he couldn't. He warned me that AmeriFund would not be able to deliver on the quoted rate and costs. He was dead wrong. We closed a few days later (effortlessly) and everything was just as promised."
Scott Gooch - Dallas
"These guys are so sure they have the best deal they actually encourage you to apply at other lenders because they know that when it comes time to locking in the rate they can't be topped. Nobody can beat their rates and the service was outstanding."
Vijay Pasapuleti - Harlingen
Does
experience
count ?
We think so. AmeriFund loan officers are the most highly trained and experienced in the industry. Our loan consultants have an average of 14 years in the industry. That’s about 8 times the industry average.
ConsumerGuides
We've compiled consumer guides that answer your questions on a variety of topics.
- When is the right time to lock?
- When is the right time to refinance?
- Which is better for me, an ARM or Fixed-Rate loan?
- Should I accept a higher rate to reduce costs?
- How do I compare one mortgage company to another?
- Avoiding surprises at closing.
- The ABC's of rates and points.
- How to read a Good Faith Estimate.
- What's APR and why should I care.
AmeriFund |
Bank of America |
AmeriFund |
Chase Bank |
AmeriFund |
Wachovia |
|||
30 yr fixed - 6.000% |
6.000% APR |
6.173% APR |
30 yr fixed 6.000% |
6.000% APR $4,000 CREDIT |
6.106% APR Undisclosed |
30 yr fixed 5.875% |
5.875% APR $3,000 CREDIT |
5.956% APR $3,545 COST |
AmeriFund |
Compass Bank |
AmeriFund |
E-Loan |
AmeriFund |
WAMU |
|||
30 yr fixed 6.000% |
6.125% APR $5,127 CREDIT |
6.408% APR $4,127 COST |
30 yr fixed 6.000% |
6.000% APR $4,000 CREDIT |
6.129% APR $4,165.83 |
30 yr fixed - 6.000% |
6.000% APR |
6.124% APR Undisclosed |
Comparison data derived from Competitor websites as of 2007-03-30. Based on conforming loan amount at $417,000 for standard refinance or purchase at 80% LTV. The "COST" amount indicated is the total of lender costs, discount points, or an origination fee (excluding appraisal and credit report fees) which are assessed at the particular rate. Chase does not provide cost information but does provide APR. The "CREDIT" shown is the amount AmeriFund (or the competitor, if appicable) will pay as a credit toward the borrower's other closing costs and prepaids. The savings experienced by a consumer (the difference in cost at the same rate) is combination of the credit paid by AmeriFund and the "cost" charged by the competitor. For example, the total savings when a 6% 30 yr fixed-rate loan is obtained from AmeriFund vs. Bank of America is $9,267 (the total of the credit paid by AmeriFund plus the costs chargd by BOA.
Voted Top Mortgage Website
for 2006 by Regents Consumer
Research Group
Voted one of the Top 25 Mortgage Industry websites by the National Society of Mortgage Professionals again in 2006
Previously listed in the Book of Lists
for the Top 25 Residential Mortgage Lenders
in the Dallas/Fort Worth Metroplex
Member of the
National Association of
Mortgage Brokers
t with a home equity loan, reverse mortgage in Dallas, Texas or refinance in Houston, Texas or purchase loan in Houston or Dallas Texas.
Licensing Information for Texas Mortgage Brokers and Loan Officers
Kenneth E Horn is a licensed mortgage broker in the State of Texas conducting mortgage broker activities at 15455 N Dallas Parkway, Suite 600, Addison TX 75001.. His license number is 5410 and it expires on October 20, 2007. Kenneth E Horn sponsors the following mortgage loan officers who also conduct activities at that address. The license number and the expiration date of the license of each loan officer is shown adjacent to their names: Sherri Lynn Stone - Licence No. 21911 - Expires: 09/12/2008.