Construction Loan - Construction to Perm

Loans to pay Tax Liens

Keywords: tax loan, tax mortgage loan, mortgage loan to pay income taxes, mortgage loan to pay property taxes

Summary: This article explains the use of a mortgage loan to pay either federal income taxes or property taxes (ad valorem taxes).

As Ben Franklin so aptly put it, there are only two unavoidable things, death and taxes. If you’re faced with the uncomfortable position of owing income or property taxes and not having the funds to pay those taxes you should strongly consider a tax loan secured by your residential real estate.

Because of the 80% LTV limitation on home equity loans in Texas many lenders will not provide financing exceeding 80% of the value of your home to pay income or property taxes. AmeriFund will lend up to 100% of the value of qualified borrower’s primary residence to pay either income taxes (for which tax liens have been filed) or property taxes.

These loans are underwritten and priced in the same manner as a standard rate and term refinance.

Divorce Buy-outs (owelty liens)

Keywords: tax loan, tax mortgage loan, mortgage loan to pay income taxes, mortgage loan to pay property taxes

Summary: This article explains the use of a mortgage loan to pay a cash sum awarded to the borrower’s spouse where the borrower is awarded the property in the divorce decree.

When parties to a divorce own a home that in which there is substantial equity, one party will often be awarded the home as their separate property and the party receiving the home in the divorce decree will be ordered to pay a cash sum to the other spouse to compensate for that spouse’s community interest in the property.

AmeriFund will lend up to 100% of the value of a property for the purpose of paying the cash settlement set forth in the decree. This type of loan requires specific verbiage to be included in the divorce decree. Our staff attorneys will co-ordinate the preparation of the decree with the parties’ attorneys to assure that the divorce contains the verbiage required to properly describe the owelty lien.

These type of owelty loans are underwritten and priced in the same manner as a standard rate and term refinance.

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Home Choose a document from the list below to view it in the frame to the right of the menu or choose another topic from the bottom list to view documents available for viewing under that topic. Our Consumer Guides and FAQs About Rates, Points and Costs Shopping for a Loan and Lender Understanding the GFE The APR Fallacy About Construction Loans About Tax Loans About Divorce Buyout Loans About Loan Qualification FAQ: Home Equity Loans FAQ: No-Income-Verification FAQ: Adjustable Rate Mortgages FAQ: Low-Downpayment Loans FAQ: Loans for Bad Credit FAQ: Advantage Homebuyer Other Topics: Government Agency Brochures Our Loan Programs Our Disclosures Links to Other Resources Return to PREVIOUS MENU	Loans to pay Tax Liens Keywords: tax loan, tax mortgage loan, mortgage loan to pay income taxes, mortgage loan to pay property taxes Summary: This article explains the use of a mortgage loan to pay either federal income taxes or property taxes (ad valorem taxes). As Ben Franklin so aptly put it, there are only two unavoidable things, death and taxes. If you’re faced with the uncomfortable position of owing income or property taxes and not having the funds to pay those taxes you should strongly consider a tax loan secured by your residential real estate. Because of the 80% LTV limitation on home equity loans in Texas many lenders will not provide financing exceeding 80% of the value of your home to pay income or property taxes. AmeriFund will lend up to 100% of the value of qualified borrower’s primary residence to pay either income taxes (for which tax liens have been filed) or property taxes. These loans are underwritten and priced in the same manner as a standard rate and term refinance. Divorce Buy-outs (owelty liens) Keywords: tax loan, tax mortgage loan, mortgage loan to pay income taxes, mortgage loan to pay property taxes Summary: This article explains the use of a mortgage loan to pay a cash sum awarded to the borrower’s spouse where the borrower is awarded the property in the divorce decree. When parties to a divorce own a home that in which there is substantial equity, one party will often be awarded the home as their separate property and the party receiving the home in the divorce decree will be ordered to pay a cash sum to the other spouse to compensate for that spouse’s community interest in the property. AmeriFund will lend up to 100% of the value of a property for the purpose of paying the cash settlement set forth in the decree. This type of loan requires specific verbiage to be included in the divorce decree. Our staff attorneys will co-ordinate the preparation of the decree with the parties’ attorneys to assure that the divorce contains the verbiage required to properly describe the owelty lien. These type of owelty loans are underwritten and priced in the same manner as a standard rate and term refinance. Related Pages: